Summer fun

So excited to get the little one in the pool she absolutely loves it. I think she will be a natural swimmer.

I love laundry

I don’t know some people would call me crazy. I guess there’s just something about a quick task that can be completed. Laundry is something that doesn’t take very long to do and you can see the results. Who doesn’t love pulling out a warm batch of claims that smell fresh and clean. I also love stacking, and putting the items together. I guess it’s just the organization of the job done and completed.

Father’s Day weekend

It is Jimmy’s 1st Father’s Day with Aubrey and I’m super excited to make it special. I thought a lot about gifts and such these past few weeks and came up with a few things I think are just adorable.
Aubrey has a sweet outfit to wear that’s embroidered “I put the happy in Father’s Day”. I bought an acrylic cut out of a favorite photo of her and I printed her feet and added a sweet saying ” I love you from the top of my head to the tips of my toes. I’m excited I show him everything.

Daddy was greeted by Aubrey with this cute shirt. I printed her feet and added a saying. I only made one mistake. Her feet are not sized correctly !! The last gift is the cute statue of her grinning.

Social Media Vacation

This lovely photo is posted on my Instagram and Facebook streams. Have you ever felt that its just to much information streaming to your brain ? I’m a social media addict and I love to see what is going on in people’s worlds. I typically use social media to promote my real estate practice as well as stay I touch with clients and friends. It’s going to be hard but I have decided I will not be posting or checking Facebook and Instagram for the summer. It’s back to using my time wisely and only have a few places to use as an outlet. ll be blogging more here and my other blog http://www.bzibee.blogspot.com this summer. It’s gotten to the point I’m so wrapped up in posting and watching that I have disconnected my self from “smelling the roses in my own backyard”. It’s time to focus and stay focused on less things. I also realize I’m seeing to much of people’s lives. I focus on checking my loved ones pages and I see things I totally disagree with. It’s just to much information out there and people sometimes share way to much. Was shocked to see drug use , vulgar dancing, vulgar language and more. I guess I’m just sick of seeing what the world finds acceptable these days. Im no angel but I’ve done my time and I see where choices take people. I think I’d rather blog as this is a bit more of a one way street. I can choose to read someone’s blog if it interest me. It won’t just pop up in my feed with photos of things I don’t want to know.

Condo priced 10k below recent appraisal !

 

 

 

Alison Creamer Realtor , Licensed to sell in VA

http://www.buyhamptonroadshomes.com/listing/mlsid/360/propertyid/1312953/

Its a HOT Real Estate market

I cannot believe how many people have called me in that past 2 weeks to sell their homes. At least 5 Home value reports have been asked for and 41 new registrations for information in the past 30 days. Not everyone is going to be a seller and not every inquire is to sell a home, however its amazing at the activity 

I listed a large brick ranch in the last 30 days and received an offer with in 24 hours. It was a very low offer and we were surprised at how agressive the buyer was with wanting a bargain  The offer never was accepted and with in 1 weeks another offer came in with a net the seller was so much  happier with. 

What are you seeing in your community ? Are there less signs in the yard , are there more stickers that show under contract.

http://norfolk.craigslist.org/reb/372222

http://norfolk.craigslist.org/reb/3722224904.html
#Bankapproved #Shortsale #Condo 10k below recent appraisal ! Can close in 30-45 days. #Kellerwilliams #hrva
http://ow.ly/i/1Vb1c

Buying a home, big FHA CHANGES

Big changes for FHA

Need a home in Hampton roads? I’d love to help.

FHA annual mortgage insurance will remain on the mortgage for the life of the loan. This is the mortgage insurance paid monthly by the borrower. Once in effect, home owners will need to either refinance to a non-FHA loan or pay it off to no longer have mortgage insurance. Currently, the monthly mortgage insurance can be dropped after 5 years with proof the loan to value is less than 78%.
Monthly Mortgage insurance is going to increase. The annual mortgage insurance (remember, this is the one that is paid monthly) is set to increase by 0.10 basis points. FHA Jumbo loan will see an increase in the mortgage insurance by 0.05%.
The first bullet point is huge. It used to be that after 5 years you could prove you are under a 78% LTV and the monthly mortgage insurance would be removed. Now it will remain for the life of the loan until its paid off or refi’d into a convetional loan.
The second one will mean monthly payments are going up for FHA loans.
Obviously FHA feels like it is way over exposed in the marketplace and is looking not be the MAIN source of funding for home loans. They are also trying to increase their capital reserve so they can pay out the mortgage insurance claims on foreclosures. They’ve been hard it the last few years.

James Walrod
Union Mortgage Group
582 Lynnhaven Prkwy ste 300
Virginia Beach, VA 23452
757-351-6408 office
757-274-3444 cell
757-351-6471 fax
NMLS#260324

Do you get a flu shot

I’m sitting here watching the news stressing about all the terrible cases of influenza this year. And how it is going to be a terrible year with a peek and drastic illnesses. I’m a new mom and the baby is only eight weeks old I did not get a flu shot while I was pregnant. Now I’m panicking wondering if I should or shouldn’t. I do exclusive breast-feeding and I’m hoping that that will help in case I do get sick so that it’s not so bad on her.

I’ve never had the flu and I’ve never had a flu shot. I’m basically staying in for the entire winter and limiting any exposure to public places. I do try to wash my hands quite a bit and I think I’ll pick up some antibacterial gel. I don’t really have many visitors and I’m doing everything I can to keep her in a bubble.

So what’s your take for getting the flu shot and introducing bacteria and viruses to my body. If I don’t get the flu shot and I get sick it could be worse. Getting the flu shot or not getting the flu shot will that increase my child’s exposure.

Back online blogging.

Hey friends,

It’s been a few weeks since I did a blog. I have good reason I was 39 weeks pregnant on my last blog and my little one was born November 9. It’s been a little bit of a whirlwind. I’m a new mom at 40 and I really didn’t know what the heck I was doing. It took me a couple weeks to understand my little one cannot lead the way she wants her day to go. I had to take control swaddle do naps and time everything in a log. I now have a much happier baby.

She’s seven weeks old and I feel like it’s time to get down to business. I miss my real estate career but not so much that I would give up my time that I spent with her. Our days are filled with naps nursing and playing. It’s definitely the biggest joy of my life right now.

With all that said I’d still have to generate an income. So thankful for my new iPhone 5 I can do it much easier.

I realized a few days ago I could use Siri to do my blogging. Not only is it better for me but I can nurse I can rock and I can still play with my daughter as I blog and dictate information. So with all that being said this entire blog was dictated thankfully by Siri.

So, it’s now time to start blogging again. Of course my blogs are going to change a little bit and probably be a lot more about being a new mommy to this beautiful little girl, and real estate information and of course that is my income so if you know somebody needs to buy sell or invest in the Hampton Roads area I sure hope that you consider
http://www.Buyhamptonroadshomes.com